Need Renters Insurance in Dallas?
You should be proud of what you earned, especially the possessions that make your house a home. With Renters Insurance, you can protect those hard-earned possessions. And that’s important! Because for most people, those personal items can add up.

You can get the renters insurance coverage you deserve!
Do you know how much your possessions are worth? Our office takes the guesswork out of buying renters insurance. Once you know the basics, its easier to understand your renters insurance coverage needs and for you to make a selection. Three important things to understand are:

• What does your renters insurance policy cover?
• What doesn’t your renters insurance policy cover?
• What are some options you can choose from to make your renters insurance policy better fit your needs?

What a renters insurance policy covers
While renters insurance coverages may vary from policy to policy, a typical renters policy covers:

• Your Personal Property in Dallas:

For covered losses, this protects your personal property if it’s destroyed or damaged by the following: Fire, lightening, falling objects, smoke, explosion, wind and hail, water damage from plumbing, steam or water heating systems, and vandalism/riots.

Theft: Your personal property in the Dallas area is also protected against loss from theft, including theft on premises (in your home or apartment), theft off premises (away from your residence), stolen or forged checks, and stolen credit cards/counterfeit money.

• Family liability and guest medical expenses:
  

This protects you for covered losses if you are held legally responsible for damage to someone else’s property or if a guest is accidentally injured in your home in Dallas, TX.

• Your living expenses:

If your residence is damaged and you are unable to live in it, many renters insurance polices will pay additional living expenses incurred due to a covered loss, until your place is habitable, up to a specified amount.

• What is not covered
  As a rule, there is no coverage for your possessions in the event of damage due to flood or surface water, earthquake and animal/insect infestation.
  
  
• Tailor a policy for you!
  While you typically cannot pick and choose all of the coverages in a renters insurance policy, there are some options you may want to choose to make your policy better fit your needs.
  
  Replacement Cost Coverage:
  For an extra fee, you may be able to purchase Personal Property Reimbursement coverage. That means that for a covered loss, if your personal property is destroyed or lost, the insurance company will reimburse you the full amount required to replace those items, subject to a deductible.
  
  Cover your special items:
  If you have special things you’d like to have more coverage for, you may want to consider a “rider”. For an extra premium, a “rider” is an addition to your policy that will help cover specified pieces of personal property. A “rider” can cover items such as jewelry, watches, furs, silverware, stamp and coin collections and more!
  
  Discounts:
  Do you have a burglar alarm, smoke detector, fire extinguishers and deadbolts? Added protection can save you money!

Questions? We are here to help!
Is there something you are not sure about? Just call us! Our licensed, trained staff will be happy to answer you questions and provide you a quote!

Danny Wilson Agency: Putting Customer’s First

Danny Wilson lives his life by one simple motto: What goes around, comes around! As a result, he always makes a point to be kind, be truthful and to do the right thing. And he lives this motto daily by providing exemplary service as one of the top Insurance agents in the Dallas-Fort Worth Metroplex.

Danny’s devotion and service to customers may be unmatched by any insurers in the Metroplex. That is the impression that Mr. Wilson wants to leave with his insured and prospective clients. His many years of business experience have given him solid insight into service and problem-solving. His great love of people and desire to be of service show through in all aspects of his life.

"I love to protect what matters most to people...homes, automobiles, businesses and more! I am happy to put my many years of business experience to use for my customer's benefit."